Do you have the kind of financial protection that you need ? Don’t assume that your home and auto policies are all that you need. An umbrella insurance policy can add even more protection—and at McMillan Insurance Agency LLC, we can work with you on a policy that you can rely on.
An umbrella insurance policy can offer you a significant amount of protection because it works as added coverage over all your existing policies. In the event that you need to file a claim, your umbrella policy can be used when you have exhausted the maximum coverage on a policy.
It can be used in conjunction with such insurance policies as:
What happens if you have liability coverage for $25,000 in an auto accident and the total amount of damages add up to $40,000? In a typical scenario without umbrella insurance, you would be financially responsible for the remaining $15,000. However, if you have umbrella insurance, that policy would cover the remaining amount, offering you significantly more financial protection than standard policies alone.
Although umbrella insurance comes at an added cost, it can be extremely beneficial. There are some tips to help you get the most out of your coverage.
Our insurance agents can guide you through the entire process to ensure you understand the benefits of umbrella insurance and how it can work to your advantage to have a policy.
Contact us at McMillan Insurance Agency LLC today to find out more about how umbrella insurance can help you . We’ll answer your questions and build a policy that you can rely on throughout the year.
